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LIVE OAK BANCSHARES, INC.

Company Overview

Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through commercial and industrial loans, construction and development loans, diverse commercial real estate loans (covering both owner-occupied and non-owner-occupied properties), and commercial land loans. Beyond its primary banking activities, the company provides specialized services. These include handling settlement, accounting, and securitization for government-backed loans; offering wealth and investment management to affluent individuals and families; and delivering investment advisory services to funds that primarily inject venture capital into emerging financial technology companies. For the convenience of its staff and business guests, an on-site restaurant is also available.

SectorFinancial Services
IndustryBanks - Regional
Market Cap$1.6B
Last Dividend$0.12
Employees1,027
CEOJames S. Mahan

Valuation

Current Price$35.15
Fair Value?$000.00
Valuation?Fairly priced
Current PE ?11.88
Hist. PE ?11.94
EPS (TTM) ?2.96
Forward EPS Growth ?31.11%
Historical Growth ?15.32%
Equity, FCF, Long Term Debt, Net Profit, and Shares Outstanding history charts are available on the Pro plan for just $9.99/month.Sign in to unlock Pro

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Last updated: 10/23/2026, 10:17:55 PM